Banking Risks: Management And Audit

Till the mid-1990s, Indian banks were quite indifferent to risk management, mainly because they operated in a regulated and protected environment. The subsequent banking liberalization and progressive deregulation, including the freeing of interest rates, led both to growing competition and increasing complexities. It also brought Indian banks face to face with the various types of risks which can lead to unexpected losses and decline in value and return on their assets.This is the first comprehensive and practical book on the management and audit of banking risks. Written by a qualified and experienced banker, it deals with the subject in its entirety and lays particular emphasis on its practical aspects based on real-life situations. The book will be of great help to bankers handling the risk management function in banks and other financial institutions. The book would also prove to be of value to corporate managers and entrepreneurs in dealing with banks, and to training institutions conducting programmes on finance and bank management.